Up to $7,500 is available interest free for the purchase of a home in the Boise.   What most people don't know is that this money can be used as a down payment for FHA and conventional loan programs. That would cover 100% of the down payment for a home up to $250,000 using one of the easiest loans to qualify for (FHA).  As with most programs of this type there are some restrictions - but, hey it's literally a free loan.  Can't get much better than that can it?

• You must be a first time home buyer or not have owned a home within the last three years.
• It must be paid back over the next fifteen years (typically 15 annual installments of $500)
• If your income exceeds the phase out range ($150,000 couples and $75,000 single) then you are not eligible.