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Darrin & Shana Jaszkowiak
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Posted by DarrinJ at 6:42 PM

Over 14% of defaults in Idaho were considered stratigic in 2008. What will they be in 2009? ► Foreclosures & Short Sales
	According to Experian and consulting firm Oliver Wyman 14.24% off all mortgage defaults in Idaho in 2008 were strategic. This means the borrower could have paid but choose not to. This is up nearly double what it was in 2008 (7.71%). What is your thought on what it will be in 2009? I'm guessing 20%.

Posted by DarrinJ at 6:33 PM

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December 2009 NAR Market Update - National ► Market Data
	A good overview of the real estate market in 2009 with historical perspectives.

Posted by DarrinJ at 6:05 PM

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Friday, December 18, 2009

Is Walking Away From Your Mortgage Immoral? ► Foreclosures & Short Sales
	The plunge in home prices is presenting millions of Americans with a moral and financial dilemma: Should they keep paying their mortgages?

Posted by DarrinJ at 6:28 PM

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Thursday, December 17, 2009

Morgan Stanley gives properties back to the bank. ► Foreclosures & Short Sales
	This is just too good. Morgan Stanly is giving properties back to their lender. You know why? They are not worth what they paid for them.

Posted by DarrinJ at 6:22 PM

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Saturday, October 24, 2009

Feds 1st Time Home Buyer Program may have increased values 5% according to Goldman Sachs ► Market Data
	Is there a "shadow inventory" of homes? Goldman Sachs thinks there is a possibility. Remember Boise typically is an average marketplace within the US.

Posted by DarrinJ at 10:28 PM

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Thursday, October 22, 2009

Confidence in Housing Values Jumps ► Market Data
	A new Rasmussen Reports national telephone survey finds that 27% of homeowners say the value of their home is likely to go up over the next year.

Posted by DarrinJ at 9:33 PM

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Monday, September 28, 2009

Part Time RANT...

► Real Estate

Part time rant you ask what is that? Well this post is about my industry. Realtor?s to be more specific. I am getting tired, very tired of trying to get Realtors to return phone calls - answer questions about client issues or contact them about all sort of professional issues ? and you know why? Their cell phones are disconnected, they don?t return calls for days or their brokerages have no idea where they are. They are part time Realtors and in most cases their clients don?t even know they are part time. In my opinion if a client is not aware that their agent is part time they should have every right to cancel their representation agreement with them. Oh did I say that ? You bet I did! There ...

Posted by DarrinJ at 8:44 PM

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Friday, September 18, 2009

The Housing Boom and Bust

► Mortgages

Do you own a home or investment property or do you want to own one. This information is very valuable. "Those who do not know history are doomed to repeat it". Thomas Sowell, senior Hoover fellow and author of The Housing Boom and Bust, cites Congressman Barney Frank, former President George W. Bush, and Allan Greenspan for the housing bust. This post is not meant to be political although it deals with politics given the people in charge of setting standards in the mortgage industry. You can find the complete 34 min interview at FORA.tv It's a great web site as you can select the chapter of the video you want to see. Below I have included their YouTube video which gives a fair overview but clicking on the full v...

Posted by DarrinJ at 7:53 PM

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