What a FICO® Score Considers

Provided by the credit scoring experts at www.myFICO.com.




What FICO scores look at:

These percentages are based on the importance of the five categories for the general population. For particular groups-for example, people who have not been using credit long-the importance of some categories may be different.


What FICO scores ignore:

FICO scores do not consider:

? Your race, color, religion, national origin, sex and marital status

? Your age

? Your salary, occupation, title, employer, date employed or employment history

? Where you live

? Any interest rate being charged on a particular credit card or other account

? Any items reported as child/family support obligations or rental agreements

? Certain types of inquiries (requests for your credit report)

? Any information not found in your credit report

? Any information that is not proven to be predictive of future credit performance



Free FICO® Credit Score Estimator

For more information visit www.myFICO.com

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